Motorcycle Insurance
Virginia is a beautiful state that offers many fantastic riding opportunities for motorcycle riders. As in most states, Virginia has laws in place regarding insurance coverage for motorcycles. Motorcyclists in the state of Virginia need to carry adequate motorcycle insurance to meet state laws and to protect themselves financially.
Motorcycle coverage protects the liabilities of those who own and drive motorcycles. Motorcycle coverage also can provide coverage for damage to the policyholder's motorcycle. Those who are purchasing a motorcycle need to figure out how they will handle their insurance coverage needs.
In terms of the law, liability coverage is the only real requirement. Motorcyclists don't have to carry collision coverage for their bikes, but they may wish to do so to protect the investment they make in their vehicles.
The motorcycle insurance requirements for the state stipulate that motorists must carry $25,000 in bodily injury coverage. The law also stipulates that motorcyclists must carry $50,0000 in coverage for every accident. Another requirement is that policies include $20,000 in property damage coverage.
This coverage is required for any type of motor vehicle with three wheels or less. Any motorcycle-type vehicle that is capable of traveling faster than 35 miles per hour requires coverage.
Having a good insurance policy in effect gives bikers peace of mind when they're out on the roads. Motorcyclists need to inform themselves about how best to meet their insurance needs. They should also budget their motorcycle insurance payment into their monthly finances.
There are many insurance features that motorcyclists can consider. Some extra features to consider include roadside assistance, excursion diversion coverage, optional requirement coverage, and uninsured motorist coverage.
If you're looking for the right Virginia motorcycle insurance policy, contact us at Potter Insurance Agency Inc. to learn more about your options. Our agents can help answer your questions and get you a quote.