Auto Insurance

According to the Virginia DMV, to purchase license plates or decals, your vehicle must be covered by minimum requirements set by the state for auto insurance. You don’t want to be liable to pay for the uninsured motor vehicle penalty. That is going to cost you a lot more than getting vehicle insurance and will not have any of the benefits you get with auto insurance. It is crucial to get in touch with a local agent that can guide you on state requirements for bodily injury, liability, and minimum property damage coverage limits.

Understanding Premiums

Auto Insurance premium amounts are going to depend on several factors. Your age and driving record are vital. If you are very young or recently got your driver’s license or if you have been prone to accidents, your premium is going to be higher. Similarly, if your car is expensive or has spare parts that might be difficult to find, your premiums are going to be more expensive. The state of Virginia requires drivers to have proof of auto insurance with them or in the car at all times. The Virginia DMV, in partnership with auto insurance providers, can electronically verify your auto insurance. If you have a business vehicle, then your policy might have some unique options.

Potter Insurance Agency Inc. in Virginia offers an opportunity for you to get the auto insurance policy that you need. You can use the online rating tool available on our website to find a quote for an auto insurance policy. You can try out this calculator to get an idea of what different policies will cost you, but ideally, you would want to get in touch with a local agent. The local agent will not only provide you with personal policy advice but also guide you on possible tax deductions you can claim, discounts you can avail by bundling policies, or common pitfalls to avoid. You can contact our agency, Potter Insurance Agency Inc., by either stopping by our office or giving us a call. Let us help you secure your car, yourself, and others around you.